The Repayments formed in 2015 in Nashville, Tennessee, blending alternative rock and folk sounds. Their music is influenced by artists like Fleetwood Mac and Radiohead, often exploring themes of love, loss, and social justice. The band gained recognition with their debut album, "Echoes of Tomorrow," which charted in the top 20 on the Billboard Indie list. They have since performed at major festivals and received nominations for several music awards.